This Web site and its information and articles are no substitute for careful consideration of all of the advantages and disadvantages of the subject matter in light of your unique personal circumstances. Before implementing any significant tax or financial planning strategy, contact your financial planner, attorney or tax advisor as appropriate. THE MATERIALS AND INFORMATION IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED. Jon Dewar, and/or The Legacy Life Group Inc./LLG Financial and its related affiliated and subsidiary companies, disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchant-ability and fitness for a particular purpose.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided.

All information contained on any page is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.

In no event shall Jon Dewar, and/or The Legacy Life Group Inc./LLG Financial, and its related, affiliated and subsidiary companies, be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information herein.

The Legacy Life Group Inc./LLG Financial assumes that you are submitting accurate information on your own behalf, and is not responsible for information you have submitted for someone else with or without this party's consent.

Insurance Policies
Insurance Policies not available in all states. Suicide, misstatement, and misrepresentation restrictions may apply. All applications for insurance are subject to underwriting qualification by the specific insurance company to which the application is submitted. Availability of premium rates and policy forms may be changed by each insurer without prior notice.

Commercial Use
Commercial use by others of this website is prohibited by law. No portion of this website may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization from the Legacy Life Group Inc.

Licenses
Jon Dewar is a licensed life, disability, and fixed annuity insurance agent in the following states:

California (Jon Dewar CA 0E17548), Arkansas, Arizona, Colorado, District of Columbia (Washington DC), Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Massachusetts, Maine, Minnesota, Mississippi, Missouri, Nebraska, North Carolina, New Jersey, New Mexico, Nevada, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, and Wisconsin.

The Legacy Life Group, LLG Financial, LLG-WM&P, and LLG-AIS, are separate from and not affiliated with or endorsed by LPL Financial.

This website may contain links to other websites or other websites may contain a link to LLG Financial's website. A link in either form does not constitute an endorsement of the content, viewpoint, accuracy, opinions, policies, products, services or accessibility of such other websites; and LLG Financial is not responsible for the information contained in or the privacy practices of such other websites.