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Today's Date:
Wednesday, April 24, 2024
Home of the Retirement Geeks



Since 2003, we have built relationships through adhering to a strategy of recommending quality investments that have proven themselves over time. Whatever your goals --retirement, education, financial security, or all of the above-- at Retirement Geeks we look at your goals and risk tolerance, and recommend independent, unbiased short and long-term strategies that we believe will help you reach your goals. Contact us to review your situation and see for yourself why our strategy is successful.

Retirement Plans

There is no better time than the present to plan for your retirement. Making the right decisions with your money right now can help you live the lifestyle you want during retirement. At LLG, we analyse your situation and offer independent, unbiased advice. After our analysis, we:

  • Present investment alternatives for your money, depending on your assets, and your tolerance for risk.

  • Make recommendations to make sure that your family is financially protected.

  • Lay out options for retirement plan distribution.

  • Calculate how long your retirement money will last.

Variable Annuities

An annuity is a contract in which an insurance company provides you with periodic payments for a period of time in exchange for your upfront investment. A variable annuity is a combination of an insurance and investment vehicle in which the insurance company agrees to make periodic payments to you for a pre-determined period of time, starting immediately, or if elected, at some point in the future. Depending on the agreement, payments could continue for the remainder of your life.

Variable annuities may be useful in helping you prepare for a variety of retirement needs, including:

  • Retirement income*

  • Tax-deferred accumulation**

  • Estate protection

  • Pre- and post-retirement survivor benefits

  • The ability to invest for growth and income through asset allocation in a wide range of investment options.  Performance of the investment options will fluctuate such that it is possible to lose money

Whether variable annuities are right for you depends upon your specific needs and a number of other factors. Variable annuities carry benefits and risks, and involves fees and expenses. These factors should be considered in light of your stage in life, goals, and financial circumstances.

*Income stream based on claims paying ability of the issuing insurance company.

**Earnings will be taxed as ordinary income upon withdrawal and, if prior to age 59 1/2, a 10% IRS penalty may also apply.


Securities, fee-based, and advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/ SIPC, America's No. 1 independent broker / dealer.* Trust services offered through The Private Trust Company N.A., an affiliate of LPL Financial. *Based on total revenues, as reported by Financial Planning magazine, June 1996-2019.

Though our fixed insurance agents are licensed in all 50 states, our LPL Financial registered representatives associated with this Web site may only discuss and/or transact securities business with residents in the states in which they are licensed. Jon Dewar, the LPL Branch Manager is licensed in the following states: California, Florida, Massachusetts, Minnesota, Missouri, North Carolina, Ohio, Texas, and Virginia. RetirementGeeks & Legacy Life Group, Inc. are independent of LPL Financial.
Check the background of investment professionals associated with this site on FINRA's BrokerCheck
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2840 Plaza Place
Suite 206
Raleigh, NC 27612

Local: 919-881-2850
Toll Free eFax: 800-785-1070
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